Governance

passenger

Passenger insurance is insurance of citizens in case of disablement due to an accident on the way. Insurance takes passengers by air, rail, road and water transport.

The validity of the insurance policy begins with the announcement of the landing and is valid until the arrival of passengers at the destination. The insurance policy applies only to a specific flight for which he purchased.

The insurance policy is issued during the acquisition of a passenger ticket. In case of loss or absence of the ticket for any other reason insurance is considered invalid.

Insured events are events of a sudden during the trip and have led to:

  • Injuries, fractures, dislocations of bones, teeth, burns, fractures (injured) bodies resulting in an accident;
  • Acute poisoning chemicals, poor quality food;
  • The death of a passenger in the event of an accident, with the exception of suicide.

In the insurance case immediately, but within 24 hours of the time of day, except for weekends (holidays) days to report the incident to the insurance coordinator at the phone number listed in the policy.

For the amount of insurance compensation must submit the following documents: application, insurance, tickets and other documents confirming the fact of what happened and the cost of it.

When the insured event to the insured passenger paid the amount of insurance compensation depending on the severity of the injuries in the amount of 5% to 100% of the sum insured

gruz

Insurance company "Muin" allows minimizing the risks for companies and organizations, and individuals whose activities are closely linked with transportation of goods by the various modes of transport (air, rail, road and water).

Object of insurance are:
Insurable interests relates to the possession, ownership and disposal of assets.

The cargo is insured in the event of destruction or damage as a result of the crash, all kinds of natural disasters, fires, accidents of vehicles, as well as in theft. Upon request of the Insured any kind of risk can be selected.

Insurer's liability begins at the shipment and continues untilits arrival at the destinations pecified in the dispatch documents.

The insurance rate is set depending on the type of the insured cargo, vehicles and choice of insurance risks.

After receiving the occurrence notice of insured event, the insurer proceeds to write a report (act) and within 72 hour safter receipt of all required documents pays the insurance indemnity.

 

tourist

The travel insurance against accidentsand emergency surgeryis the best option for the Clients in order to get quality and timely medical care while traveling in the territory of the country or in abroad.

The maximum amount of insurance coverage is not limited and is set by agreement of the Parties.

The premium is determined in accordance with the table of tariffs depending on the purpose of travel, the degree of the insurance risk and the age of the traveler.

Insurance recognizes the following events:

  • Personal injury of a tourist in an accident;
  • Accidental acute poisoning with poisonous plants, as well as the poor quality of food;
  • Surgery related to 17 kinds of emergency surgical diseases (acute appendicitis, perforated gastric ulcer and 12 duodenal ulcer, strangulated hernia, acute cholecystitis and pancreatitis, acute intestinal obstruction, and others, according to the list of diseases ) under which emergency surgery is undertaken.
  • In the case of death of tourist.

The fact of the insured event occurred with a tourist must be confirmed by a certificate of hospital, where he/she was treated and given first aid.

The amount of insurance benefits for the surgery depends on the category of complexity of the operation, according to the list, but for fact of accident depends on the severity of the injuries according to instructions for payment.

In the insurance case, tourists paid the sum insured or part of it depending on the severity of injury. In case of death of the insured amount is paid in full his/her or his/her designee or the successor of the tourist.

Payments of the sum insured are made within 72 hours after receipt of all necessary documents by insurance organization. Claims arising from the insurance contract may be brought against the "Muin" Insurance Company within 3 years from the date of occurrence of the insured event.

credit

Payment protection insurance is an insurance product that enables consumers to insure repayment of loans if the borrower (person) dies, which occurred during a period of credit contracts or in case of occurrence of  fire resulting in destroying and/or damaging property of Borrower, on acquisition (production, realization) which the credit is issued. In this regards the Borrower unable to fulfill a condition of the credit agreement concerning repayment of the loan and percent for use of it on time.

At a loss occurrence the Insurer assumes liabilities to pay the sum of insurance compensation to the Insurer (The credit organization), after recognition of insured event and upon receiving all supporting documents in event of a loss occurrence.

For more detailed information on conditions of insurance, please contact our experts and get familiarizes yourself with Rules of insurance.

airplane

This insurance protect the insurable interests of individuals and legal entities  related to  operation of passenger and cargo aircraft, helicopters, aircraft of special purposes, gliders, hang-gliders, airships and balloons (the aircraft), as well as civil liability of air carriers for causing damage to life and health or property of third parties resulting from the operation of aircraft.

The insurance contract is concluded on the case of death, loss, missing, lost or damaged aircraft that have occurred for any reason, having acasual nature.

Insurance can cover both the individual periods of operation of an aircraft in flight, during taxiing, parked (afloat), and in any combination of these periods.

The sum of insurance is amount of money determined by parties in Agreement, based on which identifies the size of the premium and the insurance payment. In property insurance amount may not exceed the actual value of the aircraft (insurance value).

In liability insurance sum of insurance (insurance liability limits) is determined by parties, but may not exceed the amounts to be paid as compensation to victims under the current legislation of the RT or the International Convention on Liability and Compensation for Damage

This insurance protect the insurable interests of individuals and legal entities  related to operation of passenger and cargo aircraft, helicopters, aircraft of special purposes, gliders, hang-gliders, airships and balloons (the aircraft), as well as civil liability of air carriers for causing damage to life and health or property of third parties resulting from the operation of aircraft.

The insurance contract is concluded on the case of death, loss, missing, lost or damaged aircraft that have occurred for any reason, having acasual nature.

Insurance can cover both the individual periods of operation of an aircraft in flight, during taxiing, parked (afloat), and in any combination of these periods.

The sum of insurance is amount of money determined by parties in Agreement, based on which identifies the size of the premium and the insurance payment. In property insurance amount may not exceed the actual value of the aircraft (insurance value).

In liability insurance sum of insurance (insurance liability limits) is determined by parties, but may not exceed the amounts to be paid as compensation to victims under the current legislation of the RT or the International Convention on Liability and Compensation for Damage

Three reasons to choose IC "Muin"

We have 28 years

We successfully working since 1992 on domestic and international markets. Our experience in the insurance - to guard your interests!

We are recognized around the world

Policies of our insurance company recognized worldwide. You are always under our protection!

You can trust us!

Financial stability of our insurance company confirmed reputable rating agencies.

News

Update official website of MUIN

30 June 2015
Update official website of MUIN

We are glad to announce the launch of the updated website IС "Muin. Now all the characteristics of this accomodation are available. We wait for your questions, feedback and comments.

Нам 28 лет!

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05 April 2019

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18 June 2020

Информация о выплате страховых сумм за 2019 год В течение 2019 года в страховую организацию поступило 348 заявлений. Все заявления были своевременно рассмотрены, и общая сумма выплат по всем видам страхования составила 469681 сомони, в том числе: üпо страхованию от...

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In case of occurrence of an insurance event

  • Телефоны круглосуточного центра помощи сервисной компании «АР Companies Global Solutions» Call-центр +7(495)989-11-20 (многоканальный) Факс +7(495)989-11-30 (автомат); Регистрация страхового случая на сайте www.ap-companies.com. Электронный адрес круглосуточного пульта координаторов: info@ap-companies.com Набрав указанный номер телефона, сообщите координатору следующую информацию: Read More
    Insurance case for travelers abroad
  • MEMO for the drivers in the insurant events (Accident, fire, theft, natural disasters and illegal actions of third parties) 1. In case of occurrence of the insurance events, call the hotline of the insurance coordinator/CALL CENTER – 93 100 30 30/. RESPONSE TIME OF THE INSURER UP TO 60 MINUTES. 2. Invite representatives of the competent authorities (SAI, MIA, fire inspection, emergency, etc.) to the location of the insured event and an ambulance if necessary. Read More
    MEMO for the drivers in the insurant events
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Comments

  • Всемирно Продовольственная Программа ООН в РТ сотрудничает со страховой организацией “Муин” с Апреля 2010 года, по вопросам страхования автотранспортных средств и гражданской ответственности автовладельцев перед третьими лицами, за это время было обработано 2 страховых случая на профессиональном уровне. Мы рекомендуем организацию “Муин” в качестве страховой организации.
    Продовольственная Программа ООН в РТ
  • Страховая организация «Муин» проявила себя как стабильный первоклассный контрагент, стремящийся к развитию страхового бизнеса в Таджикистане.Исходя из нашего опыта страховая организация «Муин» достаточно компетентна в вопросах страховой деятельности и может эффективно и своевременно защищать интересы своих клиентов.Мы рекомендуем организацию «Муин» в качестве надёжного делового партнера по вопросам страхования.
    Посольство США в Таджикистане
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