Travel (Tourist) Insurance

The travel insurance against accidentsand emergency surgeryis the best option for the Clients in order to get quality and timely medical care while traveling in the territory of the country or in abroad.

The maximum amount of insurance coverage is not limited and is set by agreement of the Parties.

The premium is determined in accordance with the table of tariffs depending on the purpose of travel, the degree of the insurance risk and the age of the traveler.

Insurance recognizes the following events:

• Personal injury of a tourist in an accident;
• Accidental acute poisoning with poisonous plants, as well as the poor quality of food;
• Surgery related to 17 kinds of emergency surgical diseases (acute appendicitis, perforated gastric ulcer and 12 duodenal ulcer, strangulated hernia, acute cholecystitis and pancreatitis, acute intestinal obstruction, and others, according to the list of diseases ) under which emergency surgery is undertaken.
• In the case of death of tourist.

The fact of the insured event occurred with a tourist must be confirmed by a certificate of hospital, where he/she was treated and given first aid.

The amount of insurance benefits for the surgery depends on the category of complexity of the operation, according to the list, but for fact of accident depends on the severity of the injuries according to instructions for payment.

In the insurance case, tourists paid the sum insured or part of it depending on the severity of injury. In case of death of the insured amount is paid in full his/her or his/her designee or the successor of the tourist.

Payments of the sum insured are made within 72 hours after receipt of all necessary documents by insurance organization. Claims arising from the insurance contract may be brought against the "Muin" Insurance Company within 3 years from the date of occurrence of the insured event.