Travel Insurance

This insurance is a relationship to protect the property interests of the citizens during their travel abroad (for instance: a tourist trip, study, business trip, on private business, employment, etc.).

Insured event can be recognized when Client during the term of the contract receives services of any medical facility;in case of an accident or sudden illness that requires emergency medical care (treatment, rehabilitation, diagnostic and other assistance) requiring payment.

In occurrence of insured event the Client immediately contacts the service company, at any time, via the contacts specified in the insurance policy and report the name of the Client, the policy number and the circumstances of the accident.

If it is impossible to contact the Service Company, the Client may apply independently to the nearest medical facility and obtain medical services at their own expense. On his/her return from abroad, declare in writing to the insurer of the incident with the presentation of original documents, the medical institution confirming the payment of medical treatment, medicines and other services by date, name and cost of services rendered.

Tenure of Insurance policy starts when Client crosses border control upon departure and ends at the border control when returning from abroad.

The Client must:

• While signing insurance agreement to inform the Insurer about all known circumstances relevant to the assessment of insurance risk.